Prosperity Mortgage Can
Help With All Your Mortgage Needs
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Types of Loans Available
Your Financing Options
Fixed Rate Mortgage
It’s easy to get lost while navigating all the different types of mortgage loans available. The Fixed Rate Mortgage could be the right one for you, but it’s important that clients understand all implications before signing something they could later regret. Contact me now in order to discuss the benefits and disadvantages, and together we’ll decide whether this is the right mortgage for you.
The Federal Housing Administration (FHA) is a Government agency that focuses on insuring private loans that are issued for new and existing housing, and loans that are approved for home repairs. The primary goal of the FHA is to help borrowers purchase a home they may not otherwise be able to finance based on the down payment requirements of most conventional loan programs.
Conventional Loan Products
A conventional loan is a type of mortgage that is not part of a specific government program, such as Federal Housing Administration (FHA), Department of Agriculture (USDA) or the Department of Veterans’ Affairs (VA) loan program
Veteran's Administration (VA) mortgage programs are Government insured home loans available to veterans and their families. This loan option allows military families to qualify for a home loan with fewer restrictions and little-to-no money down. Available to current military personnel, ex-military personnel or a surviving spouse.
United States Department of Agriculture (USDA) loans offer excellent opportunities for families or individuals to purchase a home in rural areas. A USDA loan is a great option for low-to-moderate income families looking for an affordable home loan with flexible financing requirements. USDA loans allow for 100% financing in designated areas.
Adjustable Rate Mortgage
The Adjustable Rate Mortgage offered by Prosperity Mortgage, LLC is among the most competitive loans in the real estate market. I’d be happy to discuss the details of the Adjustable Rate Mortgage and customize it in order to suit your specific needs and financial situation. Contact me to find out if you’re eligible, and whether this would be a good fit for your needs.
Jumbo Loans exceed the "conforming" loan limit set annually by Fannie Mae and Freddie Mac, which, in most areas of the country is $417,000. Jumbo mortgage loans available for homebuyers financing large purchases or more expensive home
Finding the Right Mortgage for Your Needs
Additional Programs for Your Needs
Purchase & Refinancing
Bank Statement Programs
Cash Out Refinancing
City Down Payment Assistance
Construction to Perm
Financing Second Home
Home Choice Voucher
Low Fico Scores
Mixed Use or Commercial
Niche Products: Self Employed
Much Much More
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